Low APR Credit Cards

The offers below provide low aprs for card holders who like to pay their balance over time. Most offer a 0% Intro APR so that you can benefit from paying no interest for a period of time, then pay a low apr on the remaining balance.

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6 Offers -

Upgrade Cash Rewards Visa®

Rewards: Cash Back
For Fair to Good Credit

$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
1.5% unlimited cash back on every purchase
No annual fee
See if you qualify in seconds with no impact to your credit score
Combine the flexibility of a card with the predictability of a personal loan
Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
Up to 10% cash back from your favorite brands with Upgrade Shopping
Contactless payments with Apple Pay® and Google Wallet™
Mobile app to access your account anytime, anywhere
Use your card anywhere Visa is accepted
Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy
See Rates & Fees

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Balance Transfer Intro.	Purchases Intro	Bonus Offer	Regular APR	Annual Fee	Reviews
N/A	N/A	$200 Bonus	14.99% - 29.99% APR	$0	Be the First

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Rewards: None
For Fair, Bad, Limited Credit

Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit - Maximum $1,000.
Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

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Balance Transfer Intro.	Purchases Intro	Bonus Offer	Regular APR	Annual Fee	Reviews
N/A	N/A	None	9.99% Fixed	$48	Be the First

First Progress Platinum Prestige Mastercard® Secured Credit Card

Rewards: Cash Back
For Bad, Limited or No Credit

Earn 1% Cash Back Rewards with First Progress Prestige!
Apply now and fund your security deposit over 90 days with the option to make partial payments.
You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
All credit types welcome to apply!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

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Balance Transfer Intro.	Purchases Intro	Bonus Offer	Regular APR	Annual Fee	Reviews
N/A	N/A	None	14.49% (V)*	$49	Be the First

Milestone® Mastercard®

Rewards: None
For Fair to Bad Credit

Greater access to credit than before - $700 credit limit
Get a Mastercard accepted online, in store and in app
Account history is reported to the three major credit bureaus in the U.S.
$0 liability for unauthorized use
Access your account online or from your mobile device 24/7

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Balance Transfer Intro.	Purchases Intro	Bonus Offer	Regular APR	Annual Fee	Reviews
N/A	N/A	None	See terms	See terms	Be the First

Travel Rewards Cards

Rewards: Travel
For Excellent or Good Credit

Earn rewards toward free travel with your everyday spending
Rewards can be redeemed for air travel, hotel stays, gift cards or statement credits
Travel perks can include waived foreign transaction fees, travel insurance coverages and airport lounge access
Bonus offers – up to 50,000 points or miles
Credit Needed: Excellent/Good
Terms vary by partner. Please see individual application for product terms and conditions.
Clicking Apply Now will take you to CreditSoup.com to compare Travel Rewards Credit Cards from participating partners

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Balance Transfer Intro.	Purchases Intro	Bonus Offer	Regular APR	Annual Fee	Reviews
See website for Details*	See website for Details*	See website for Details*	See website for Details*	See website for Details*	Be the First

Walmart MoneyCard®

Rewards: See Terms
For Any Credit Type

Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.

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Balance Transfer Intro.	Purchases Intro	Bonus Offer	Regular APR	Annual Fee	Reviews
N/A	N/A	$25 Bonus	N/A	$0 with eligible direct deposit	Be the First

†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). USNationalCreditCards.com does not include all credit card companies or all available credit card offers.

Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities